1. Our Solution
Paretix Smart Credit Analytics enables lenders to offer personalised loans to under-served segments by leveraging alternative data sources with ML algorithms
Paretix platform includes credit scoring, collection scoring and portfolio risk management algorithms and the main use cases are SMEs working capital, point of sale and micro loans.,
Paretix consumes data from traditional sources such as banking systems and credit bureau but also alternative ones such as open banking, mobile wallets and accounting systems.
2. Key Benefits
The proposed solution key benefits are:
Fast Rollout No historical default data is required for set up, you can start lending immediately using Paretix out-of-the box generic algorithms or implementing your own expert models
Self-learning capabilities Once the information contained in actual defaults is robust enough, the baseline model is challenged by inflow of new information and the scoring performance improves automatically.
Explainability the best performing ML algorithm is translated into the most similar linear, parametric algorithm
Transparency the Paretix platform includes tools to backtest constantly you credit scoring and each risk factor, challenge your credit policy and monitor you credit portfolio risk adjusted performance
3. About PARETIX
Since 2007, Paretix has assisted more than 50 financial institution such as banks, MFIs and fintechs in optimising their business decisions based on advanced analytics.
Paretix is headquartered r in Tel Aviv, Israel and has local office in Vietnam, its customers are across 11+ countries in South East Asia, LATAM and Africa.
The company’s staff includes a unique combination of over 30 data scientists and software developers
