The PARETIX Smart Credit Analytics (SCA) Platform is a complete AI-Driven underwriting solution, that includes a policy/decision engine, ML scorecard engine, an internal data model with predefined features, and a portfolio management dashboard.
SCA leverages traditional and alternative data sources, to develop a bespoke credit scoring model that combined with your lending policy, will provide personalised credit recommendations and products.
The machine learning module allows autonomous model improvements to be performed automatically or semi-automatically. The internal machine learning module periodically processes this data and comes up with an improved model; The system manager can decide whether to have the model updates implemented fully automated or following a manual review.
PARETIX SCA BACK-OFFICE AND CONFIGURATION
The PARETIX SCA back-office provides access for dedicated staff to monitor credit decisions online. The integrated configuration and simulation tools allow to define and update product definitions on demand.
The integrated dashboard tools give access to reporting covering Model performance, Credit origination and Credit Portfolio
Why Paretix
Bespoke models leverage your domain expertise and uniqueness to develop your own credit scorecard
AI Driven Credit Scorecard - Machine Learning Algorithms to constantly improve your model. No data scientist required
Rapid Implementation - Up and running in weeks
Your business expert has oversight on the algorithms and can challenge them (not a black-box)
14 YEARS
OF EXPERTISE IN ANALYZING
ALTERNATIVE DATA FOR LENDING
50+
BANKS AND LENDERS
AS CUSTOMERS
20M+
CREDIT DECISIONS
“It fascinates me to discover new ways in which Analytics can improve customers and Employees lives”
