TAKE YOUR CREDIT ANALYTICS TO THE NEXT LEVEL
WITH AI-DRIVEN UNDERWRITING

 

Reduce the resources needed for underwriting and the time for credit decisions

 

Approve more applications and reduce your default rates

 

Offer unique credit products based on your customer's financial status or cashflow

 

CREDIT RECOMMENDATIONS

 
The PARETIX Smart Credit Analytics (SCA) Platform is a complete AI-Driven underwriting solution, that includes a policy/decision engine, ML scorecard engine, an internal data model with predefines features, and a portfolio management dashboard.
The Solution leverages traditional and alternative data sources, to develop a bespoke credit scoring model that combined with your lending policy, will provide a personalised credit recommendation.

The Solution can be easily integrated into your existing credit origination flow and systems, and be accessed in real time via the Paretix APIs.
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Why Paretix

 

Bespoke models leverage your domain expertise and uniqueness to develop your own credit scorecard

AI Driven Credit Scorecard - Machine Learning Algorithms to constantly improve your model. No data scientist required

Rapid Implementation - Up and running in weeks

Your business expert has oversight on the algorithms and can challenge them (not a black-box)

 
 

14 YEARS

OF EXPERTISE IN ANALYZING
ALTERNATIVE DATA FOR LENDING

50+

BANKS AND LENDERS
AS CUSTOMERS

20M+

CREDIT DECISIONS

 
 
“It fascinates me to discover new ways in which Analytics can improve customers and Employees lives”
— Ariel Resnik, CEO
 

Testimonials

“The credit decision process in our organization has become faster, smarter, and more transparent since we adopted the Smart Credit Analytics solution. PARETIX’s platform gave us the flexibility we needed to align underwriting with our unique market dynamics.”

J.L., CEO, Lending Institution in Latin America

“Integrating SCA into our workflows has significantly enhanced our risk controls. The custom scoring model developed by PARETIX experts, combined with the platform’s machine learning capabilities, led to a clear improvement in our default rates.”

M.K., CRO, Commercial Bank in East Africa


“Thanks to PARETIX’s credit analytics platform, we fully digitised our underwriting process. Approval times dropped sharply, our portfolio grew with greater confidence and we saw a meaningful reduction in delinquency issues.”

D.N., Chief Credit Officer, Vehicle Financing Company

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