TAKE YOUR CREDIT ANALYTICS TO THE NEXT LEVEL WITH AI-DRIVEN UNDERWRITING
Reduce the resources needed for underwriting and the time for credit decisions
Approve more applications and reduce your default rates
Offer unique credit products based on your customer's financial status or cashflow
CREDIT RECOMMENDATIONS
The PARETIX Smart Credit Analytics (SCA) Platform is a complete AI-Driven underwriting solution, that includes a policy/decision engine, ML scorecard engine, an internal data model with predefines features, and a portfolio management dashboard.
The Solution leverages traditional and alternative data sources, to develop a bespoke credit scoring model that combined with your lending policy, will provide a personalised credit recommendation.
The Solution can be easily integrated into your existing credit origination flow and systems, and be accessed in real time via the Paretix APIs.
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The Solution can be easily integrated into your existing credit origination flow and systems, and be accessed in real time via the Paretix APIs.
Why Paretix
Bespoke models leverage your domain expertise and uniqueness to develop your own credit scorecard
AI Driven Credit Scorecard - Machine Learning Algorithms to constantly improve your model. No data scientist required
Rapid Implementation - Up and running in weeks
Your business expert has oversight on the algorithms and can challenge them (not a black-box)
14 YEARS
OF EXPERTISE IN ANALYZING
ALTERNATIVE DATA FOR LENDING
50+
BANKS AND LENDERS
AS CUSTOMERS
20M+
CREDIT DECISIONS