TAKE YOUR CREDIT ANALYTICS TO THE NEXT LEVEL WITH AI-DRIVEN UNDERWRITING
Reduce the resources needed for underwriting and the time for credit decisions
Approve more applications and reduce your default rates
Offer unique credit products based on your customer's financial status or cashflow
CREDIT RECOMMENDATIONS
The Solution can be easily integrated into your existing credit origination flow and systems, and be accessed in real time via the Paretix APIs.
Why Paretix
Bespoke models leverage your domain expertise and uniqueness to develop your own credit scorecard
AI Driven Credit Scorecard - Machine Learning Algorithms to constantly improve your model. No data scientist required
Rapid Implementation - Up and running in weeks
Your business expert has oversight on the algorithms and can challenge them (not a black-box)
14 YEARS
OF EXPERTISE IN ANALYZING
ALTERNATIVE DATA FOR LENDING
50+
BANKS AND LENDERS
AS CUSTOMERS
20M+
CREDIT DECISIONS
“It fascinates me to discover new ways in which Analytics can improve customers and Employees lives”
Testimonials
“The credit decision process in our organization has become faster, smarter, and more transparent since we adopted the Smart Credit Analytics solution. PARETIX’s platform gave us the flexibility we needed to align underwriting with our unique market dynamics.”
J.L., CEO, Lending Institution in Latin America
“Integrating SCA into our workflows has significantly enhanced our risk controls. The custom scoring model developed by PARETIX experts, combined with the platform’s machine learning capabilities, led to a clear improvement in our default rates.”
M.K., CRO, Commercial Bank in East Africa
“Thanks to PARETIX’s credit analytics platform, we fully digitised our underwriting process. Approval times dropped sharply, our portfolio grew with greater confidence and we saw a meaningful reduction in delinquency issues.”
D.N., Chief Credit Officer, Vehicle Financing Company